Biden administration looks to direct banks to lend to risky borrowers as borrowers with good credit will be forced to subsidize those same loans. The same sort of predatory lending to unworthy borrowers caused the 2008 mortgage crisis. Democrats and the media had cheated together before Joe Biden's cheat sheet when CNN contributor and DNC chair Donna Brazile gave debate questions to Hillary Clinton during the 2016 presidential debate. Wikileaks exposed this collusion/conspiracy between the DNC and the media after Seth Rich leaked the Podesta emails.